Get a decision immediately
PayPal Credit is the simple, flexible credit line that is built into your PayPal account. Apply now or during checkout and you will get a decision in seconds.
Flexible payment options
Enjoy more time to pay with flexible financing options and Easy Payments with PayPal Credit.
Easy account management through PayPal
Manage your account seamlessly with your PayPal account to see your balance, make payments and even send money.
Easy to get started:
Check out and choose PayPal Credit as your payment option
Just answer 2 quick questions and accept the terms
You’ll know within seconds if you are approved
Look for your PayPal Credit statement via email
No interest for six months
There are no required payments and no interest for the when you use PayPal Credit to finance your purchase of $99 or more and pay in full within six months.
Free up working capital
Funding long term fixed assets using equipment financing does not exhaust cash balances thus allowing your capital to be used for other income producing expenses such as advertising, marketing, and people.
Protect your line of credit
Leasing does not show as a liability on your balance sheet and has no impact on your bank credit lines, preserving your borrowing power for other business needs.
Gain tax advantages
Lease payments may be 100% tax deductible as opposed to only depreciation and interest deductions for bank financed equipment, resulting in a full write-off over the term of the lease.
Lower payments & flexible terms
Flexible terms from 12-60 months, seasonal leases and custom programs allow you to match monthly lease payments with income against income producing months and help get you a monthly payment that you can afford.